The Sacco membership is open to all throughout the republic of Kenya. To be admitted to membership one must complete the prescribed application for membership form. The following is required of the applicant;
- A copy of the National ID/Passport
- Original pay slip or a letter from the principal or Head teacher´s Letter for BOG/PTA employees.
- To pay a registration fee of Kshs 1,000
A member will qualify for a loan after she/he has retained the membership for at least six months. However; a member qualifies for a Fosa Imara loan in a month if they are channeling their salaries through FOSA.